and steps up to the teller.
';Patricia Black, how may I help you?';, the teller says.
';I'm looking for a loan'; says the frog
';I'm sorry, but we don't give loans to frogs.';
';Why not? I need a loan, and this is a bank.';
';Well, for one thing, you probably don't have any major assetts that we can use as collatoral.';
';I have collatoral!'; says the frog, and he pulls out a silver trinket.
';I'm sorry, we're looking for something a bit more valuable--like a house.'; says the teller.
';Well if you're not going to grant me a loan, at least let me speak to your manager!'; grumbles the frog. So the teller calls the manager.
';What's the problem?'; asks the manager.
';This frog wants a loan, but all he has is this little doohickey.'; The frog holds up the trinket.
';Oh my gosh...'; says the manager, who is amazed upon seeing the frogs trinket ';do you know what that is?...'; the manager trails off before he yells...
';THAT'S A KNICK-KNACK, PATTY BLACK, GIVE THE FROG A LOAN!';